Important Information and Disclosures
Thank you for the trust you have placed in us. Types of Non-Public Personal Information We CollectWe collect personal information from you in connection with services provided during the course of providing financial planning and investment management. The categories of non-public personal information that we collect from a client depend upon the scope of the client engagement. It will include information about your personal finances, information about your health to the extent that it is needed for the planning process, information about transactions between you and third parties, and may include information obtained from your accountant or attorney. How We Protect Your Confidential Non-Public InformationKeeping your information secure is one of our most important responsibilities. We restrict access to nonpublic personal information about you to those employees and agents who need to know that information in order to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information. Disclosure of Your Non-Public Personal InformationWe have never disclosed information to nonaffiliated third parties, except as permitted or required by law, and do not anticipate doing so in the future. If we were to anticipate such a change in our firm policy, we would be prohibited under the law from doing so without advising you first.For unaffiliated third parties that require access to your personal information, including financial services companies, consultants and auditors, we also require strict confidentiality in our agreements with them and expect them to keep this information private. Federal and state regulators also may review firm records as permitted under law. We do not provide your personal information to mailing list vendors or solicitors for any purpose. Our Policy Relating to Former ClientsPersonal non-public information about you will be maintained during the time you are a client, and for the required time thereafter that such records are required to be maintained by federal and state securities laws, and consistent with the CFP Board Code of Ethics and Professional Responsibility. After this required period of record retention, all such information will be destroyed.